बिजनेस प्रोजेक्ट रिपोर्ट  म्हणजे आपल्या  भावी उद्योगाचा , संभाव्य  नफ्याचा  आणि आगामी  पाच वर्षातील  उत्पन्नाचा रीतसर आढावा असतो . फायदे : बिजनेस मॉडेल  डिझाईन करण्यात  फायदा होतो., उद्योगाचे नियोजन करण्यास  मदत , बँकेतर्फे  कर्ज मिळविण्यास मदत ,बिजनेस  स्टार्ट-अपसाठी प्राथमिक गुंतवणूकदार मिळविण्यास मदत होते.

MEANING OF CMA DATA

Credit Monitoring Arrangement, commonly known as CMA Data is the financial report used by lending institutions to appraise and analyse the financial position of a company before lending. Under the present rules, the Reserve Bank of India has mandated all banks to prepare CMA for lending to large borrowers. Hence, CMA data is required for project loans, term loans and for working capital limits.

FORMAT AND CONTENTS OF CMA

The format of CMA Data is generally fixed, and it contains preceding two years actual performance, ongoing year estimated figures and next five years projections

It contains detailed

• Profit and Loss Account
• Cash Flow Statement
• Ratio Analysis
• Balance Sheet
• Fund Flow Statement
• Analysis of Maximum Permissible Bank Finance.